Bridging finance is a short-term loan used to “bridge” a gap between a financial need now and a more permanent solution later, like the sale of a property, securing long-term finance, or completing a development.

It’s commonly used in property transactions where speed is essential, or timing is awkward.

Think of it like a financial stopgap; you’re buying or refinancing something today, but your full funds (like from a sale or mortgage) won’t be ready until later. Bridging finance covers that gap.